Instant Payments

Frictionless & Secure Instant Bank Payments

Receive low-cost, guaranteed payments in real-time directly from your customer bank accounts.

Enhancing security, cash flow, and margins.

Benefits of Ivy's Instant Payments solution…

Optimise Conversion

Our machine learning-enabled smart routing selects the optimal bank connection in real time, maximising payment success rates.

Maximise Bank Connectivity

Connect with 5000+ banks with a single API, reducing integration complexity, cutting costs, and expanding payment coverage.

Drive Customer Adoption

Fully customisable white-label solution seamlessly integrates with your brand, fostering trust and boosting customer adoption.

Checkout screen with pay by bank at the top
Bank selection screen
Bank app with faceID
Payment success screen

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

Checkout screen with pay by bank at the top
Bank selection screen
Bank app with faceID
Payment success screen

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

01.

Select 'Pay by Bank'

Choose Ivy’s "Pay by Bank". Trusted local banks create confidence and drive conversion.

02.

Choose your bank

03.

Authorise instant payment

04.

Success!

Built by developers, for developers

Easily integrate with our state-of-the-art API, or with one of our plug-in partners.

Built by developers, for developers

Easily integrate with our state-of-the-art API, or with one of our plug-in partners.

Built by developers, for developers

Easily integrate with our state-of-the-art API, or with one of our plug-in partners.

Built by developers, for developers

Easily integrate with our state-of-the-art API for a cutting-edge payment journey.

Or start accepting payments in minutes with our plug-in integrations

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to transform your payments?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions.

Ready to elevate your instant payment capabilities?

Connect with an Ivy expert today and discover how we can elevate your business through seamless Open Banking solutions for instant account-to-account payments.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.

Copyright © 2024 Ivy GmbH. All rights reserved.


Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Ivy GmbH further partners with regulated financial companies for the issuance of electronic money and payment services. These partners include Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) and Swan a simplified joint-stock company (SAS) registered with the Bobigny Trade and Companies Register under number 853 827 103. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see the Modulr or Swan Introduced Client Terms.