BORDERLESS ACCOUNTS
Collect, hold, and convert funds in local currencies or stablecoins.
The Trusted Payments & Banking Partner for
Product suite
Borderless Business Banking
Managing money should be fast, affordable and borderless.
MULTI-CURRENCY ACCOUNTS
Collect and hold funds from customers or your own bank account on local virtual IBANs (DE, GB, SK) in multiple currencies, including EUR, GBP, and SEK.
STABLECOIN SETTLEMENT
Seamlessly exchange between local currencies and stablecoins, hold balances in USDC or EURC, and instantly settle transactions in stablecoins, bypassing intermediaries to speed up and cut costs.
END-USER VIRTUAL IBANS
Assign virtual IBANs for each end user to track transactions, automate reconciliation, and simplify treasury management with master and sub-accounts.
BORDERLESS ACCOUNTS
Collect, hold, and convert funds in local currencies or stablecoins.
The Trusted Payments & Banking Partner for
Product suite
Borderless Business Banking
Managing money should be fast, affordable and borderless.
MULTI-CURRENCY ACCOUNTS
Collect and hold funds from customers or your own bank account on local virtual IBANs (DE, GB, SK) in multiple currencies, including EUR, GBP, and SEK.
STABLECOIN SETTLEMENT
Seamlessly exchange between local currencies and stablecoins, hold balances in USDC or EURC, and instantly settle transactions in stablecoins, bypassing intermediaries to speed up and cut costs.
END-USER VIRTUAL IBANS
Assign virtual IBANs for each end user to track transactions, automate reconciliation, and simplify treasury management with master and sub-accounts.
BORDERLESS ACCOUNTS
Collect, hold, and convert funds in local currencies or stablecoins.
The Trusted Payments &
Banking Partner for
Product suite
Borderless Business Banking
Managing money should be fast, affordable and borderless.
MULTI-CURRENCY ACCOUNTS
Collect and hold funds from customers or your own bank account on local virtual IBANs (DE, GB, SK) in multiple currencies, including EUR, GBP, and SEK.
STABLECOIN SETTLEMENT
Seamlessly exchange between local currencies and stablecoins, hold balances in USDC or EURC, and instantly settle transactions in stablecoins, bypassing intermediaries to speed up and cut costs.
END-USER VIRTUAL IBANS
Assign virtual IBANs for each end user to track transactions, automate reconciliation, and simplify treasury management with master and sub-accounts.
BORDERLESS ACCOUNTS
Collect, hold, and convert funds in local currencies or stablecoins.
The Trusted Payments & Banking Partner for
Product suite
Borderless Business Banking
Managing money should be fast, affordable and borderless.
MULTI-CURRENCY ACCOUNTS
Collect and hold funds from customers or your own bank account on local virtual IBANs (DE, GB, SK) in multiple currencies, including EUR, GBP, and SEK.
STABLECOIN SETTLEMENT
Seamlessly exchange between local currencies and stablecoins, hold balances in USDC or EURC, and instantly settle transactions in stablecoins, bypassing intermediaries to speed up and cut costs.
END-USER VIRTUAL IBANS
Assign virtual IBANs for each end user to track transactions, automate reconciliation, and simplify treasury management with master and sub-accounts.
Benefits
Benefits of Ivy's Banking Infrastructure
ACCESS LOCAL CURRENCIES AND IBANs
Access and manage balances in multiple currencies (GBP, EUR, SEK, USDC) on local IBANs, all in one account.
USE AS STANDALONE ACCOUNT
Accept deposits from any source and manage funds globally with your Ivy IBAN or Wallet as a fully standalone account.
SEAMLESS CURRENCY CONVERSION
Convert between fiat and stablecoins effortlessly, 24/7 - withdraw or pay your customers instantly from your account.
Customers
Unlocking Growth for our Customers
Customers
Unlocking Growth for our Customers
Customers
Unlocking Growth for our Customers
Customers
Unlocking Growth
for our Customers
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Use Cases
The trusted payments & banking partner for your industry
CRYPTO
Trading
PSPs
Global Marketplaces
CRYPTO
Enable secure, seamless fiat on-ramps and off-ramps with Ivy’s instant payments solution. Settle in fiat or USDC with full regulatory compliance and advanced banking capabilities, such as localized IBANs and stablecoin settlements.
TRADING
Make deposits and withdrawals effortless with Ivy’s instant payment solution. Leverage multi-currency accounts and localized IBANs to support efficient and reliable transaction flows for traders.
PSPs
Drive growth with Ivy's real-time bank payments, reaching over 90% of European account holders. Tap into global banking capabilities and deliver white-label solutions with bank-grade security, all through a single API.
GLOBAL MARKETPLACES
Boost conversion rates and reduce costs with Ivy’s instant account-to-account payments. Enable frictionless cross-border payments for global buyers and sellers while easing reconciliation and refunds.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Coverage
Unmatched Local Currencies
Collect, manage, and hold customer funds on local premium IBANs including DE, GBP, SE, DK and get access to 5+ local currencies like EUR, GBP, and SEK.
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
Built by developers,
for developers
Save engineering time with our simple API. One contract, one integration.
“Throughout my tenure at Mollie, I have integrated approximately 20 new APMs. Ivy's onboarding and integration process was particularly noteworthy due to its clear documentation and the reliable execution by their team.”
Johannes Claudi
Principal Product Manager
FAQ
Frequently asked
questions
What are multi-currency accounts?
Multi-currency accounts let individuals or businesses hold, send, and receive money in multiple currencies within a single account. They’re ideal for managing international payments, reducing conversion fees, and simplifying global transactions. These accounts are commonly used by businesses operating internationally to manage payments in multiple currencies, reduce conversion costs, simplify cross-border transactions, and protect against exchange rate fluctuations.
How do multi-currency accounts work?
Multi-currency accounts operate like regular bank accounts but support several currencies. Users can convert money between currencies, receive payments in foreign currencies, and make international transfers. The account automatically separates funds by currency, helping users avoid unnecessary conversion fees and better manage exchange rate fluctuations.
What is a virtual IBAN?
A virtual IBAN (International Bank Account Number) is a unique, non-physical account number linked to a real bank account. It allows businesses to receive payments and automatically route them to a central account. Virtual IBANs simplify reconciliation, improve transparency, and help manage multiple clients or transactions efficiently.
How does a virtual IBAN work?
A virtual IBAN receives incoming payments like a regular IBAN, but instead of holding funds, it redirects them to a designated master bank account. Each virtual IBAN identifies the payer or purpose, enabling automatic reconciliation. This setup streamlines payment processing for businesses managing high volumes or multiple clients.
FAQ
Frequently asked
questions
What are multi-currency accounts?
Multi-currency accounts let individuals or businesses hold, send, and receive money in multiple currencies within a single account. They’re ideal for managing international payments, reducing conversion fees, and simplifying global transactions. These accounts are commonly used by businesses operating internationally to manage payments in multiple currencies, reduce conversion costs, simplify cross-border transactions, and protect against exchange rate fluctuations.
How do multi-currency accounts work?
Multi-currency accounts operate like regular bank accounts but support several currencies. Users can convert money between currencies, receive payments in foreign currencies, and make international transfers. The account automatically separates funds by currency, helping users avoid unnecessary conversion fees and better manage exchange rate fluctuations.
What is a virtual IBAN?
A virtual IBAN (International Bank Account Number) is a unique, non-physical account number linked to a real bank account. It allows businesses to receive payments and automatically route them to a central account. Virtual IBANs simplify reconciliation, improve transparency, and help manage multiple clients or transactions efficiently.
How does a virtual IBAN work?
A virtual IBAN receives incoming payments like a regular IBAN, but instead of holding funds, it redirects them to a designated master bank account. Each virtual IBAN identifies the payer or purpose, enabling automatic reconciliation. This setup streamlines payment processing for businesses managing high volumes or multiple clients.
FAQ
Frequently asked
questions
What are multi-currency accounts?
Multi-currency accounts let individuals or businesses hold, send, and receive money in multiple currencies within a single account. They’re ideal for managing international payments, reducing conversion fees, and simplifying global transactions. These accounts are commonly used by businesses operating internationally to manage payments in multiple currencies, reduce conversion costs, simplify cross-border transactions, and protect against exchange rate fluctuations.
How do multi-currency accounts work?
Multi-currency accounts operate like regular bank accounts but support several currencies. Users can convert money between currencies, receive payments in foreign currencies, and make international transfers. The account automatically separates funds by currency, helping users avoid unnecessary conversion fees and better manage exchange rate fluctuations.
What is a virtual IBAN?
A virtual IBAN (International Bank Account Number) is a unique, non-physical account number linked to a real bank account. It allows businesses to receive payments and automatically route them to a central account. Virtual IBANs simplify reconciliation, improve transparency, and help manage multiple clients or transactions efficiently.
How does a virtual IBAN work?
A virtual IBAN receives incoming payments like a regular IBAN, but instead of holding funds, it redirects them to a designated master bank account. Each virtual IBAN identifies the payer or purpose, enabling automatic reconciliation. This setup streamlines payment processing for businesses managing high volumes or multiple clients.
FAQ
Frequently asked
questions
What are multi-currency accounts?
Multi-currency accounts let individuals or businesses hold, send, and receive money in multiple currencies within a single account. They’re ideal for managing international payments, reducing conversion fees, and simplifying global transactions. These accounts are commonly used by businesses operating internationally to manage payments in multiple currencies, reduce conversion costs, simplify cross-border transactions, and protect against exchange rate fluctuations.
How do multi-currency accounts work?
Multi-currency accounts operate like regular bank accounts but support several currencies. Users can convert money between currencies, receive payments in foreign currencies, and make international transfers. The account automatically separates funds by currency, helping users avoid unnecessary conversion fees and better manage exchange rate fluctuations.
What is a virtual IBAN?
A virtual IBAN (International Bank Account Number) is a unique, non-physical account number linked to a real bank account. It allows businesses to receive payments and automatically route them to a central account. Virtual IBANs simplify reconciliation, improve transparency, and help manage multiple clients or transactions efficiently.
How does a virtual IBAN work?
A virtual IBAN receives incoming payments like a regular IBAN, but instead of holding funds, it redirects them to a designated master bank account. Each virtual IBAN identifies the payer or purpose, enabling automatic reconciliation. This setup streamlines payment processing for businesses managing high volumes or multiple clients.
READY FOR THE FUTURE OF MONEY?
READY FOR THE FUTURE OF MONEY?
READY FOR THE FUTURE OF MONEY?
READY FOR THE FUTURE OF MONEY?
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at
internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.
Money, at internet speed
INTEGRATION
Copyright © 2025 Ivy GmbH. All rights reserved.
Ivy GmbH may provide payment services through Ivy Pay Oy, which is an Authorized Payment Institution. Ivy Pay Oy's license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3292703-8. Your account and related payment services are provided by one or more financially regulated partner. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.