Fiat Onramps 

Fiat Onramps 

This directory lists the most popular fiat onramps, making it easy to convert your traditional currency into cryptocurrency. Whether you're experienced or just getting started, it's important to choose a reliable platform. Browse through trusted onramps, compare fees, and find the option that best suits your needs. 

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List of Fiat Onramps

MoonPay

Onramp

MoonPay simplifies crypto purchases with credit/debit cards, bank transfers, and more. Available worldwide.

Icon of Avalanche
Icon of BNB Chain
Icon of Ethereum

3+

Wyre

Onramp

Wyre enables fast and secure crypto payments with multiple payment methods and global availability.

Icon of Avalanche
Icon of Ethereum
Icon of Polygon

Ramp Network

Onramp

Ramp Network provides seamless fiat-to-crypto conversions for global users.

Icon of Aptos
Icon of Avalanche
Icon of BNB Chain

3+

Slide.so

Onramp

Slide offers a simple platform for buying crypto with fiat via various payment methods.

Icon of Ethereum

BitPay

Onramp

BitPay helps businesses accept crypto payments and lets users buy crypto with cards, bank transfers, and more.

Icon of Bitcoin

Learn more about Ivy for Crypto

Building a Crypto Onramp?

Learn more about Ivy for Crypto

Building a Crypto Onramp?

Learn more about Ivy for Crypto

Building a Crypto Onramp?

Transak

Onramp

Transak lets users buy crypto with bank transfers, cards, and other methods globally.

Icon of Arbitrum
Icon of Avalanche
Icon of BNB Chain

6+

Kado

Onramp

Kado offers a simple way to buy and sell cryptocurrencies with various payment methods.

Icon of Avalanche
Icon of Cosmos
Icon of Ethereum

2+

Narfex

Onramp

Narfex provides a seamless exchange experience for trading and DeFi services with low fees and high security.

Icon of BNB Chain
Icon of Ethereum

Onramper

Onramp

Onramper enables users to easily buy crypto with fiat via multiple payment methods and a seamless interface.

Icon of Multichain

Ratio

Onramp

Ratio is a DeFi platform offering decentralized trading and staking with low fees and high security.

Icon of Ethereum
Icon of Polygon

Assetux

Onramp

Assetux helps users manage crypto portfolios with analytics and automated investment strategies.

Icon of Arbitrum
Icon of Avalanche
Icon of BNB Chain

2+

Striga

Onramp

Striga allows businesses to accept crypto payments with easy API integration and competitive fees.

Icon of Bitcoin
Icon of BNB Chain
Icon of Ethereum

1+

Mercuryo

Onramp

Mercuryo enables quick and easy crypto purchases with credit cards, bank transfers, and more globally.

Icon of Avalanche
Icon of BNB Chain
Icon of Ethereum

3+

Guardarian

Onramp

Guardarian provides a secure platform for buying crypto with fiat using multiple payment methods worldwide.

Icon of Aptos
Icon of Arbitrum
Icon of Avalanche

7+

Swipelux

Onramp

Swipelux is a crypto payment gateway for businesses, offering easy crypto payment integrations and low fees.

Icon of Arbitrum
Icon of Avalanche
Icon of Bitcoin

6+

TransFi

Onramp

TransFi enables fast, cross-border crypto transfers with low fees, offering a simple and secure process.

Icon of Aptos
Icon of Arbitrum
Icon of Bitcoin

5+

Banxa

Onramp

Banxa simplifies crypto purchases with fiat currency through credit cards, bank transfers, and other methods.

What is a Fiat Onramp in Crypto?

A fiat onramp is the gateway that allows individuals to exchange traditional currencies, like the US dollar, euro, or yen (referred to as "fiat currencies"), for cryptocurrencies like Bitcoin, Ethereum, or other digital assets.

In simpler terms, a fiat onramp is a service or platform that enables users to convert their everyday money into cryptocurrency.

This step is essential for anyone looking to enter the crypto market, as it’s the first crucial phase in the process of buying and using digital assets.

What are the Different Kinds of Fiat Onramps?

Fiat onramps come in a variety of forms, each offering different methods for users to exchange fiat for crypto. Let’s explore some of the most common types:

  • Cryptocurrency Exchanges

    Cryptocurrency exchanges are the most popular and widely used onramps. These platforms, like Coinbase, Binance, Kraken, and Gemini, allow users to create accounts, deposit their fiat funds (via bank transfer, credit card, or other methods), and exchange them for cryptocurrencies. Many exchanges offer an intuitive user interface, making it easy for both beginners and experienced traders to buy, sell, and trade digital currencies.

  • Peer-to-Peer (P2P) Platforms

    Peer-to-peer platforms, such as LocalBitcoins or Paxful, allow users to buy cryptocurrency directly from other individuals. This method offers more flexibility in terms of payment options and can sometimes result in lower fees compared to centralized exchanges. P2P platforms may support multiple payment methods, including bank transfers, PayPal, gift cards, and even cash. They also provide the advantage of privacy since transactions can be more discreet compared to exchanges that require identity verification.

  • Banking Services & Fintech Apps

    Some financial institutions and fintech apps are integrating crypto capabilities into their services, making it easier to buy cryptocurrencies directly through their platform. Services like Square’s Cash App or PayPal now enable users to purchase, sell, and hold Bitcoin and other cryptocurrencies directly from their accounts, without having to go through an exchange. These platforms are often more familiar to users, which can lower the barrier to entry.

  • Cryptocurrency Exchanges

    Cryptocurrency exchanges are the most popular and widely used onramps. These platforms, like Coinbase, Binance, Kraken, and Gemini, allow users to create accounts, deposit their fiat funds (via bank transfer, credit card, or other methods), and exchange them for cryptocurrencies. Many exchanges offer an intuitive user interface, making it easy for both beginners and experienced traders to buy, sell, and trade digital currencies.

  • Peer-to-Peer (P2P) Platforms

    Peer-to-peer platforms, such as LocalBitcoins or Paxful, allow users to buy cryptocurrency directly from other individuals. This method offers more flexibility in terms of payment options and can sometimes result in lower fees compared to centralized exchanges. P2P platforms may support multiple payment methods, including bank transfers, PayPal, gift cards, and even cash. They also provide the advantage of privacy since transactions can be more discreet compared to exchanges that require identity verification.

  • Banking Services & Fintech Apps

    Some financial institutions and fintech apps are integrating crypto capabilities into their services, making it easier to buy cryptocurrencies directly through their platform. Services like Square’s Cash App or PayPal now enable users to purchase, sell, and hold Bitcoin and other cryptocurrencies directly from their accounts, without having to go through an exchange. These platforms are often more familiar to users, which can lower the barrier to entry.

What are the Benefits of

Using a Fiat Onramp?

Using a fiat onramp offers several important advantages, especially for those new to cryptocurrency. Let’s look at the main benefits:

Easy Access to
Crypto Markets

A fiat onramp provides a straightforward method to enter the world of cryptocurrency. For anyone unfamiliar with how digital currencies work, these platforms make the process of exchanging fiat money for crypto as easy as possible, with minimal complexity and friction.

Easy Access to
Crypto Markets

A fiat onramp provides a straightforward method to enter the world of cryptocurrency. For anyone unfamiliar with how digital currencies work, these platforms make the process of exchanging fiat money for crypto as easy as possible, with minimal complexity and friction.

Easy Access to
Crypto Markets

A fiat onramp provides a straightforward method to enter the world of cryptocurrency. For anyone unfamiliar with how digital currencies work, these platforms make the process of exchanging fiat money for crypto as easy as possible, with minimal complexity and friction.

Easy Access to
Crypto Markets

A fiat onramp provides a straightforward method to enter the world of cryptocurrency. For anyone unfamiliar with how digital currencies work, these platforms make the process of exchanging fiat money for crypto as easy as possible, with minimal complexity and friction.

Security and Trust

Established fiat onramps, especially exchanges and payment services, are regulated and must comply with financial laws, ensuring a degree of security and legitimacy. Many platforms offer robust security features like two-factor authentication (2FA), cold storage for funds, and encryption, which are important for safeguarding your investments and personal information.

Security and Trust

Established fiat onramps, especially exchanges and payment services, are regulated and must comply with financial laws, ensuring a degree of security and legitimacy. Many platforms offer robust security features like two-factor authentication (2FA), cold storage for funds, and encryption, which are important for safeguarding your investments and personal information.

Security and Trust

Established fiat onramps, especially exchanges and payment services, are regulated and must comply with financial laws, ensuring a degree of security and legitimacy. Many platforms offer robust security features like two-factor authentication (2FA), cold storage for funds, and encryption, which are important for safeguarding your investments and personal information.

Security and Trust

Established fiat onramps, especially exchanges and payment services, are regulated and must comply with financial laws, ensuring a degree of security and legitimacy. Many platforms offer robust security features like two-factor authentication (2FA), cold storage for funds, and encryption, which are important for safeguarding your investments and personal information.

Diverse Payment Options

Fiat onramps often support a variety of payment methods, including instant bank transfers, credit card payments, and even PayPal. This flexibility allows users to choose the method that suits their preferences and needs, whether they’re looking for speed, convenience, or lower fees.

Diverse Payment Options

Fiat onramps often support a variety of payment methods, including instant bank transfers, credit card payments, and even PayPal. This flexibility allows users to choose the method that suits their preferences and needs, whether they’re looking for speed, convenience, or lower fees.

Diverse Payment Options

Fiat onramps often support a variety of payment methods, including instant bank transfers, credit card payments, and even PayPal. This flexibility allows users to choose the method that suits their preferences and needs, whether they’re looking for speed, convenience, or lower fees.

Diverse Payment Options

Fiat onramps often support a variety of payment methods, including instant bank transfers, credit card payments, and even PayPal. This flexibility allows users to choose the method that suits their preferences and needs, whether they’re looking for speed, convenience, or lower fees.

Convenience

Many platforms allow users to link their bank accounts, so the process of converting fiat into crypto can be automated. Some even provide recurring buy options, allowing users to set up automatic purchases of digital assets at regular intervals, making the whole process seamless.

Convenience

Many platforms allow users to link their bank accounts, so the process of converting fiat into crypto can be automated. Some even provide recurring buy options, allowing users to set up automatic purchases of digital assets at regular intervals, making the whole process seamless.

Convenience

Many platforms allow users to link their bank accounts, so the process of converting fiat into crypto can be automated. Some even provide recurring buy options, allowing users to set up automatic purchases of digital assets at regular intervals, making the whole process seamless.

Convenience

Many platforms allow users to link their bank accounts, so the process of converting fiat into crypto can be automated. Some even provide recurring buy options, allowing users to set up automatic purchases of digital assets at regular intervals, making the whole process seamless.

How to Choose the Right Fiat Onramp?

Choosing the right fiat onramp is an essential step in your journey into the crypto world. It can significantly impact your overall experience and the security of your funds. Here are some key factors to consider when selecting the right onramp for your needs:

  • Security Features

    The most important factor when selecting an onramp is security. Make sure the platform you choose uses strong security measures such as encryption, 2FA, and insurance for funds stored on the platform. If you’re using an exchange, research whether it has been involved in any security breaches in the past. Opt for services with a solid reputation for protecting their users' funds.

  • Fees and Costs

    Different onramps have varying fee structures. Some may charge flat fees, while others may have percentage-based fees that depend on the amount of fiat you exchange. It’s also important to check if the platform charges additional fees for deposits or withdrawals. Make sure to factor in all potential costs when choosing the right onramp for your needs.

  • Ease of Use

    Whether you are a beginner or an experienced crypto user, the ease of use of the platform should be a priority. If you're new to cryptocurrency, look for a platform with an intuitive interface and educational resources. A platform that provides an easy-to-understand user experience can make the process of buying and storing crypto much less intimidating.

  • Payment Methods

    Ensure the fiat onramp supports the payment methods you’re most comfortable with. If you prefer using instant bank payments, check if the platform supports that method. If you prefer credit cards, ensure that the onramp facilitates that option.

  • Available Cryptocurrencies

    Depending on your investment strategy, you may want to use a fiat onramp that offers a wide variety of cryptocurrencies. Some onramps only offer popular digital currencies like Bitcoin and Ethereum, while others allow you to access a wider range of altcoins. Make sure the platform supports the cryptocurrencies you are interested in purchasing.

  • Regulation and Reputation

    Look for a platform that is regulated or complies with the legal standards of your country. Regulatory oversight can provide an extra layer of protection and trust. Additionally, check the reputation of the onramp by reading reviews and testimonials from other users. A reputable platform with good customer support and reliable service is essential for a positive experience.

  • Security Features

    The most important factor when selecting an onramp is security. Make sure the platform you choose uses strong security measures such as encryption, 2FA, and insurance for funds stored on the platform. If you’re using an exchange, research whether it has been involved in any security breaches in the past. Opt for services with a solid reputation for protecting their users' funds.

  • Fees and Costs

    Different onramps have varying fee structures. Some may charge flat fees, while others may have percentage-based fees that depend on the amount of fiat you exchange. It’s also important to check if the platform charges additional fees for deposits or withdrawals. Make sure to factor in all potential costs when choosing the right onramp for your needs.

  • Ease of Use

    Whether you are a beginner or an experienced crypto user, the ease of use of the platform should be a priority. If you're new to cryptocurrency, look for a platform with an intuitive interface and educational resources. A platform that provides an easy-to-understand user experience can make the process of buying and storing crypto much less intimidating.

  • Payment Methods

    Ensure the fiat onramp supports the payment methods you’re most comfortable with. If you prefer using instant bank payments, check if the platform supports that method. If you prefer credit cards, ensure that the onramp facilitates that option.

  • Available Cryptocurrencies

    Depending on your investment strategy, you may want to use a fiat onramp that offers a wide variety of cryptocurrencies. Some onramps only offer popular digital currencies like Bitcoin and Ethereum, while others allow you to access a wider range of altcoins. Make sure the platform supports the cryptocurrencies you are interested in purchasing.

  • Regulation and Reputation

    Look for a platform that is regulated or complies with the legal standards of your country. Regulatory oversight can provide an extra layer of protection and trust. Additionally, check the reputation of the onramp by reading reviews and testimonials from other users. A reputable platform with good customer support and reliable service is essential for a positive experience.

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Ready to learn how Ivy’s future-proof payments
platform can transform your business?

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Ready to learn how Ivy’s future-proof payments platform can transform your business?

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Ready to learn how Ivy’s future-proof payments
platform can transform your business?

Get started